105 Pembroke Street, Toronto

5.4% cap rate! Seller Mortgage Available Up to 75% at Bank Rates. Rare 4-Plex Investment Opportunity Garden District, Downtown Toronto An exceptional opportunity to acquire a fourplex in Toronto's dynamic Garden District. This income-generating 4-unit asset offers rare flexibility for refinancing, resale, or long-term strategic portfolio planning. Key Highlights: VTB Financing Available Seller will consider offering up to 75% financing at competitive bank rates for qualified buyers, significantly reducing your capital outlay. Income & Upside Currently 3 of 4 units are rented with strong, stable tenancies. One vacancy provides immediate upside. Located in the heart of downtown Toronto, steps from TTC routes, streetcars, and minutes to subway stations. The future Ontario Line will further boost connectivity and long-term value. Laneway Parking for 2 Cars A rare and valuable amenity in a high-demand urban rental market. Potential Laneway House Additional density and rental upside possible (buyer to verify). Heritage Designated Offers architectural charm and long-term tenant appeal in a rapidly evolving neighbourhood. High Walk/Bike/Transit Scores Surrounded by parks, shops, schools, hospitals, and cultural institutions. A well-located, low-turnover, and character-rich investment in one of Toronto's most resilient rental pockets. A strong addition to any portfolio with immediate income and long-term growth potential. Existing tenants to be assumed. Vacant possession not available.